How It Works

Simple Process

4 Steps to Start Saving on Healthcare

No medical tests. No paperwork. No waiting period.

01

STEP 01

Choose Your Plan

Browse our Silver, Gold, or Platinum membership plans. Choose the one that fits your family size and healthcare needs. Toggle between monthly and yearly pricing to find the best deal.

Silver – Best for single individuals
Gold – Perfect for families up to 4
Platinum – Maximum benefits for up to 6

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02

STEP 02

Secure Payment

Pay securely using UPI (PhonePe, GPay, Paytm), credit/debit card, or net banking — powered by Razorpay. Your transaction is encrypted and 100% secure.

UPI / QR Code payment
Credit & Debit Cards
Net Banking
EMI Available on select cards

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03

STEP 03

Get Your Membership Card

Immediately after payment, your membership is activated. You get a unique Membership ID and a QR code sent to your email and accessible from your dashboard.

Instant digital membership card
Unique Membership ID generated
QR Code for hospital verification
Confirmation email sent instantly

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04

STEP 04

Visit Hospital & Save

Walk into any partner hospital or clinic. Show your membership card or QR code at the billing counter. The discount is applied instantly — no claims, no paperwork.

Show card at billing counter
Discount applied instantly
No insurance claims needed
Works at 200+ partner hospitals

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At the Hospital

How to Use Your Card at the Hospital

Visit Partner Hospital

Walk into any hospital in our network. All partner hospitals display the Arogya Bachat Card logo.

Show Membership ID / QR

At the billing counter, open your dashboard and show your Membership ID or QR code.

Get Instant Discount

The discount is applied to your bill instantly. No paperwork, no waiting, no claims.

Coverage

Services Covered Under Your Membership

OPD Consultations

Doctor consultations across all specialties — general, specialist, pediatric, and more.

IPD / Hospitalisation

Discounts on room charges, operation theatre, surgeon fees and more during hospital stays.

Dental Care

Routine checkups, cleaning, fillings, root canals, and dental surgeries at partner clinics.

Eye Care

Eye checkups, prescription glasses, contact lenses, and surgeries like LASIK.

Diagnostic Tests

Blood tests, urine tests, X-rays, ultrasounds, CT scans, MRI, and other diagnostics.

Pharmacy

Discounts on prescription medicines and over-the-counter products at partner pharmacies.

Physiotherapy

Sessions at partner physiotherapy and rehabilitation centers.

Mental Health

Consultations with psychiatrists and psychologists at partner centers.

Maternity Care

OPD visits, delivery packages, and postnatal care at partner hospitals.